We hope you never need it, but it’s nice to know it’s there if you do.
Policy Features and Benefits
Here you’ll find the key things you need to know about our Comprehensive Car Insurance cover Refer to the Product Disclosure Statement (PDS) and Supplementary Product Statement for full details.
- Agreed value cover
- Voluntary excess – you may choose a higher excess to reduce your premium.
- Cover for accidental loss or damage to your vehicle (including fire and theft)
- Cover for accidental loss or damage to other people’s property up to $20 million
- Replacement with new vehicle after a total loss for vehicles within first 2 years of original registration
- Keys, locks and barrels cover up to $1000
- Rental car following theft, up to 21 days (maximum $60 per day)
- Towing and storage
- Trailer, boat and caravan cover up to $1500
- Personal items up to $750
- Baby capsules and child seats up $800
- Travel expenses following accidental damage or theft up to $500
This list provides a summary of the key policy Features and Benefits only. For full terms, conditions and exclusions please read the Product Disclosure Statement and any applicable Supplementary Product Disclosure Statement.
- Rental car following accidental damage up to 14 days
- Excess-free glass cover option
This list provides a summary of the Optional Benefits only. For full terms, conditions and exclusions please read the Product Disclosure Statement and any applicable Supplementary Product Disclosure Statement .
Get your Comprehensive Car Insurance cover sorted.
You can purchase or switch to PowerTorque’s Comprehensive Car Insurance at any time to enjoy our Features and Benefits.
Simply ask your car dealer to provide you with a quote.
Important documents
Get to know your Comprehensive Car Insurance better.
Motor Vehicle Insurance Product Disclosure Statement
Effective for new business policies commencing on or after 25 March 2021 and renewal polices with a start date on or after 05 April 2021.
Motor Vehicle Insurance Premium, Excess, Discounts and Claims Guide
Effective for new business policies commencing on or after 25 March 2021 and renewal polices with a start date on or after 05 April 2021.
Motor Vehicle Insurance Product Disclosure Statement
Effective for new business policies commencing on or after 26 November 2020 and renewal policies with a start date on or after 26 December 2020.
Motor Vehicle Insurance Premium, Excess, Discounts and Claims Guide
Effective for new business policies commencing on or after 26 November 2020 and renewal policies with a start date on or after 26 December 2020.
Motor Vehicle Insurance Product Disclosure Statement
Effective for new business policies commencing on or after 1 January 2014 and renewal policies with a start date on or after 2 February 2014.
Motor Vehicle Insurance Product Disclosure Statement
Effective for new business policies commencing on or after 1 January 2014 and renewal policies with a start date on or after 2 February 2014.
Motor Vehicle Insurance Premium, Excess and Claims Guide
Effective for new business policies commencing on or after 1 January 2014 and renewal policies with a start date on or after 2 February 2014.
Supplementary Product Disclosure Statement (SPDS)
PowerTorque Insurance Financial Services Guide
Family and Domestic Violence Policy
Frequently asked questions
Imagine something unexpected happens to your vehicle. Could you afford costly repairs, or to replace your vehicle altogether? PowerTorque Comprehensive Car Insurance includes cover for accidental loss, damage (including fire and theft) and liability for property damage.
You can purchase or switch to PowerTorque’s Comprehensive Car Insurance cover at any time to enjoy our range of Features and Benefits.
The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica).
Making a claim
What you need to do
We understand the inconvenience and stress of being involved in an accident or having your vehicle stolen. Help us help you by completing the checklist below so that we can assess your claim quickly and efficiently.
For assistance contact PowerTorque Insurance (as soon as possible) on 1300 906 350 and we’ll help you every step of the way.
When you have made sure you are safe, there are some steps you can take
At the accident scene:
Try to prevent further loss or damage – do everything you reasonably can to secure or recover your property and to minimise any risk of further loss, damage or liability.
Report the accident or loss to the authorities – call the police immediately when required to do so by law or when your vehicle is stolen or maliciously damaged. Keep a record of the incident or report number, as well as the name of the police officer, station and date reported. We’ll need a copy of the Police report to process your claim.
Collect the details of all drivers, passengers, vehicles and witnesses – to assist us with lodging your claim:
- registration number of all vehicles involved;
- insurance company details of all drivers involved;
- full names, current residential addresses and phone numbers of all drivers, passengers and witnesses involved; and
- photos of the damage sustained to all vehicles (where safe to do so) using your mobile phone or camera.
Contact us on 1300 906 350 – an experienced consultant will let you know what to do at the accident scene, take down all the details so there are no forms to fill in, and explain the claims process.
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Insurance contact details
Disclaimers
Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at powertorquefinance.com.au/Insurance.aspx or by calling 137 800. PowerTorque Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica).
The information provided on this website by PowerTorque Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
